Finance + Loans

What you need to know about Home Loans

What you need to know about Home Loans

15 August 2016

With Bank Negara Malaysia (BNM) having cut the overnight policy rate (OPR) by 25 basis points to 3% from July 13, 2016, some major banks have reduced ...

What are the layers of personal finance success?

What are the layers of personal finance success?

12 August 2015

One of the most interesting things I’ve found over the years of working on The Simple Dollar, charting my own financial progress and changes, and talk...

Household debt – can we be at 54%?

Household debt – can we be at 54%?

10 May 2015

Being a teenager, my grand-daughter started to pick up interest on how the economy works, what are the real assets and liabilities in one’s financial ...

No More BLR: Effective Rate versus Base Rate

No More BLR: Effective Rate versus Base Rate

20 January 2015

Effective 2 January 2015, the Base Rate (“BR”) has replaced the Base Lending Rate (“BLR”) as the main reference rate for mortgages and loans. The Bas...

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