Once found a suitable property, check with own bankers on the market indicative value for the subject property & also own bank loan eligibility. 
Negotiate for the BEST PRICE!
Once agreed on the purchase price and the conditions of the transaction, place 3% of the agreed price as earnest deposit for the subject property to the vendor’s (Seller’s) appointed real estate agency and NOT TO INDIVIDUAL (Your real estate agents/negotiators/owners).
Appoint good & responsible lawyer to represent you as the purchaser to proceed with the Sales & Purchase Agreement. After 15 full working days Sign the Sales & Purchase Agreement and pay the balance 7% of the purchase price.
(*Total has to pay 10% of the purchase price upon signing SPA) Your banker will proceed with the financing of your property and at the same time your lawyer will proceed with the transfer of ownership of the property. After 90 days (3 months) Take Vacant Possession of your property
(* If transaction can’t be done within 90 days, in the norm, there will be an extension of another 30 days @ the interest rate of 8% per annum.)